How are settlement payments issued unless agreed otherwise?

• A. In a lump sum
• B. In installments over time
• C. Weekly benefits
• D. On demand

Answer: (A)

The main idea is the default way settlements are funded in workers’ compensation: a single lump-sum payment. This is used to close out the claim and provide finality for both sides unless the parties specifically agree to a different arrangement. If they do agree, the settlement can be set up as installments or a structured settlement, but that requires explicit agreement. Ongoing weekly benefits aren’t how a settled claim is paid, since weekly benefits are for ongoing indemnity while the claim is active. “On demand” isn’t a recognized method for settlement payments.