How many years must insurer pay for related medical bills?

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Multiple Choice

How many years must insurer pay for related medical bills?

Medical benefits for treatment related to a work injury in Rhode Island are limited by a set time frame: insurers must pay for those related medical bills for ten years from the last date of service. This ten-year window protects the employee by ensuring long-term medical coverage without making the obligation open-ended, while still providing a substantial period to address recovery and any ongoing treatment needs. The other durations—five, fifteen, or twenty years—do not align with Rhode Island’s standard period for medical benefits. After ten years from the last service date, the insurer’s obligation for related medical bills typically ends, unless a specific exception or reopening provision applies under the law.

Medical benefits for treatment related to a work injury in Rhode Island are limited by a set time frame: insurers must pay for those related medical bills for ten years from the last date of service. This ten-year window protects the employee by ensuring long-term medical coverage without making the obligation open-ended, while still providing a substantial period to address recovery and any ongoing treatment needs. The other durations—five, fifteen, or twenty years—do not align with Rhode Island’s standard period for medical benefits. After ten years from the last service date, the insurer’s obligation for related medical bills typically ends, unless a specific exception or reopening provision applies under the law.

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