When might a claim be terminated or closed?

• A. Benefits end or a court approves a settlement or the employee returns to work with no restrictions
• B. The claimant begins receiving full retirement benefits
• C. The employer discontinues premium payments without notice
• D. The treating physician declares the condition cured

Answer: (A)

The key idea is when there’s no longer an obligation for wage replacement or medical treatment under the claim. A workers’ compensation claim closes when benefits end, when a court approves a settlement, or when the employee returns to work with no restrictions. These scenarios indicate the claim has been resolved or there’s no ongoing entitlement left to manage.

Starting full retirement benefits doesn’t automatically shut the claim; there can still be medical rights or a settlement to address, and retirement alone isn’t a guaranteed closure. The other options describe actions that don’t by themselves end the claim—such as an employer stopping premium payments without notice—and a physician declaring a condition cured doesn’t automatically terminate the claim without a resolving action like settlement or return to work.