Which statement about the waiting period is true?

• A. It lasts 3 days, no retro
• B. It lasts 3 days with retroactive payments
• C. It lasts 7 days
• D. There is no waiting period

Answer: (A)

In Rhode Island, the indemnity portion for temporary total disability has a three-day waiting period. Those first three days are not paid retroactively; benefits begin on the fourth day if the injury qualifies. Medical benefits, however, are payable from the date of injury. So the statement that the waiting period lasts three days with no retroactive payments is the correct one.