Which statement best defines an Independent Contractor?

• A. An employee who works for a single employer
• B. A person who has filed a notice of designation as independent contractor with the director pursuant to § 28-29-17.1
• C. A person who reviews workers' compensation claims
• D. A person who hires employees to work on site

Answer: (B)

In Rhode Island workers’ compensation, independent contractor status is established by a formal designation filed with the director under § 28-29-17.1. When someone has filed this notice of designation as an independent contractor, they are recognized as independent for purposes of workers’ comp, which affects who is required to carry insurance and how coverage applies. This is the defining feature, not simply working for one employer, performing claims tasks, or hiring employees. Those other roles describe employees or different employment relationships, not the specific designation that creates independent contractor status.