Which term describes a person who contracts for services with a general employer for the use of an employee or vehicle?

Prepare for the Rhode Island Workers Compensation Adjusters Test. Utilize flashcards and multiple-choice questions, each equipped with hints and explanations. Successfully ready yourself for your exam!

In workers’ compensation, the party who furnishes the worker (or the vehicle) to another company under a contractual arrangement is described as a special employer. This label fits because the general employer may control the day-to-day work, but the actual employment relationship—and typically the workers’ compensation coverage—lies with the special employer who provides the employee (or the vehicle) for the job. Recognizing this distinction matters for determining which entity’s workers’ comp policy should respond in a claim. The other terms describe different relationships: an independent contractor is someone operating independently rather than being supplied by another party; an employer of record handles payroll and employment compliance but isn’t the entity supplying the worker to the general employer; a third-party administrator handles claims processing rather than defining who employs the worker.